SPECIAL RATES! cerificate of Deposit/IRAS1.51% APY19 Month CD or IRA/CDIncludes .25% CD rate bonusTerms are 13 or 19 months and the advertised specialrates include the .25% CD rate bonus for Lifestyle andFirst Friends Checking account holders OR a speciallimited time .25% CD rate bonus for all new deposits inAnnual Percentage Yieldthe special tems. Customers are only eligible for one25% CD rate bonus per time deposit. The standardinterest rate for these terms without a CD rate bonusis 1.00% and 1.25%, respectively. (Annual Percent.···Percentage Yield is 1.00% and 1.26, respectively.)$500 Minimum Balance to open.IRS contribution limits apply to IRAs.Early withdrawal penalties may apply.Rate effective 6/19/1713 Month CD or IRA/CDIncludes .25% CD rate bonus.FirstNationalBanK od E RElkRiver.bankFees could reduce eamings763-241-3637

Date: August 16, 2017

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SPECIAL RATES! cerificate of Deposit/IRAS 1.51% APY 19 Month CD or IRA/CD Includes .25% CD rate bonus Terms are 13 or 19 months and the advertised special rates include the .25% CD rate bonus for Lifestyle and First Friends Checking account holders OR a special limited time .25% CD rate bonus for all new deposits in Annual Percentage Yield the special tems. Customers are only eligible for one 25% CD rate bonus per time deposit. The standard interest rate for these terms without a CD rate bonus is 1.00% and 1.25%, respectively. (Annual Percent. ··· Percentage Yield is 1.00% and 1.26, respectively.) $500 Minimum Balance to open. IRS contribution limits apply to IRAs. Early withdrawal penalties may apply. Rate effective 6/19/17 13 Month CD or IRA/CD Includes .25% CD rate bonus. First National BanK od E R ElkRiver.bank Fees could reduce eamings 763-241-3637

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